Builder's Risk
Building or renovating a home is one of life’s most exciting investments—and one of the most vulnerable. Riemer Insurance Group provides comprehensive Builder’s Risk coverage designed to protect your property, materials, and progress throughout every phase of construction. Whether you’re building a new home, adding an addition, or undergoing a full renovation, we help safeguard your vision from the ground up.
Typical Risk Scenarios We Help Solve
Fire or weather damage during framing, stolen materials from the job site, vandalism, or project delays due to covered loss—Riemer ensures your coverage responds quickly to keep your project on schedule and your investment protected.
Why Choose Riemer?
At Riemer, we understand that home construction involves more than design and materials—it’s a major financial and emotional investment. Our specialists work directly with homeowners, builders, and architects to ensure every detail is covered from the foundation to final inspection.
We partner with top carriers that specialize in high-value and custom home projects, providing broad coverage, flexible terms, and responsive claims support. Riemer also coordinates your Builder’s Risk policy with your future Homeowners coverage, ensuring a seamless transition once construction is complete—so your protection continues without interruption.
Who We Cover
Riemer offers tailored Builder’s Risk insurance solutions for:
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Homeowners constructing or remodeling primary or secondary residences
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Owners of luxury or custom-built homes
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Investors building or renovating residential properties for sale or lease
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Seasonal or vacation homeowners with ongoing projects
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Property owners working with general contractors or custom builders
Core Coverages
Our Builder’s Risk programs protect your property during construction against damage, delays, and unexpected loss. Coverage can include:
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Property & Materials Coverage – Protects the structure, materials, fixtures, and equipment on-site, in storage, or in transit
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Fire, Theft & Vandalism Protection – Covers loss or damage caused by fire, theft, or malicious acts
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Weather & Natural Disaster Coverage – Protection from wind, lightning, hail, or other covered weather events (subject to region)
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Temporary Structures & Scaffolding – Includes coverage for site essentials like fences, signs, and construction scaffolding
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Debris Removal & Cleanup – Covers the cost to remove debris after a covered loss
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Soft Costs Coverage – Reimburses expenses like architect fees, permits, or interest from construction delays
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Testing & Installation Coverage – Covers damage to systems being tested, like HVAC or electrical components
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Builder or Contractor Interest – Includes joint coverage for owners, contractors, and subcontractors as needed
