Directors and Officers
In today’s connected world, personal information is as valuable as property. From identity theft and financial fraud to cyberstalking and data breaches, digital threats can strike anyone—often with costly and stressful consequences. Riemer Insurance Group offers comprehensive Personal Cyber Liability Insurance designed to protect individuals and families from the growing risks of online crime, privacy breaches, and digital extortion.
Typical Risk Scenarios We Help Solve
A nonprofit donor alleges misuse of funds, a resident sues a condo board over budget decisions, or an employee files a wrongful termination claim against a board—Riemer ensures your D&O coverage responds quickly, protecting your finances, your reputation, and your peace of mind.
Why Choose Riemer?
At Riemer, we understand that many individuals serve on boards to make a difference—but even unpaid service carries real exposure. We work with top carriers that specialize in both nonprofit and private company D&O coverage to ensure your personal protection is comprehensive and aligned with your risk profile.
Our advisors review your organization’s existing policies and bylaws to identify gaps that could leave your personal assets vulnerable. Whether you serve on a charitable foundation, HOA, or private company board, Riemer helps ensure your leadership is supported by strong, strategic protection.
Who We Cover
Riemer provides D&O protection for individuals serving in leadership or advisory roles, including:
-
Nonprofit board members and trustees
-
Officers and directors of homeowners or condo associations
-
Private company executives and managing partners
-
Members of charitable foundations or family trusts
-
Individuals serving on advisory or volunteer boards
-
Professionals appointed to industry or trade association boards
Core Coverages
Our Directors & Officers programs are designed to shield your personal assets and reputation from claims tied to board decisions and leadership actions. Coverage can include:
-
Personal Asset Protection – Safeguards your personal wealth from legal claims while serving on a board or as an officer
-
Defense Costs – Covers attorney fees, settlements, and court expenses arising from covered allegations
-
Claims of Mismanagement or Negligence – Protection against accusations of poor decisions or failure to act responsibly
-
Breach of Duty Allegations – Covers claims related to fiduciary duty, confidentiality, or misuse of funds
-
Employment Practices Liability (Optional) – Extends protection for claims such as wrongful termination, harassment, or discrimination involving employees or volunteers
-
Regulatory or Investigatory Actions – Defense coverage for administrative or government investigations
-
Reputation Management – Access to crisis and PR support to help mitigate reputational harm after a claim