Typical Risk Scenarios We Help Solve
Even with the best intentions and fair treatment, misunderstandings can lead to serious allegations. We often help clients navigate situations such as a nanny alleging wrongful termination after a scheduling dispute, a caregiver claiming discrimination following a change in duties, or a domestic staff member alleging harassment or retaliation.
EPLI provides the legal and financial protection you need to handle these claims swiftly and effectively — helping you safeguard both your finances and your peace of mind.
Why Choose Riemer?
At Riemer Insurance, we take a personal approach to personal protection. Our advisors work with you to build an EPLI policy that fits seamlessly within your broader insurance portfolio — integrating with your homeowners, umbrella, auto, and valuables coverage for complete, gap-free protection.
As a family-owned agency with over 50 years of experience, we take pride in helping individuals and families protect what matters most with honesty, care, and expertise.
Who We Cover
Our EPLI coverage is designed for individuals and families who employ:
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Nannies and au pairs
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Housekeepers and cleaning staff
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Private chefs
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Chauffeurs and drivers
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Caregivers or medical aides
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Personal assistants or estate managers
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Gardeners and maintenance staff
Even if you only employ one individual, EPLI provides valuable protection against claims that can be costly to defend.
Core Coverages
Our Employment Practices Liability policies may include:
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Wrongful Termination – Protection against claims alleging improper dismissal.
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Discrimination – Coverage for claims related to age, race, gender, religion, or disability.
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Sexual Harassment – Defense and settlement coverage for harassment allegations.
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Defamation or Invasion of Privacy – Protection from claims of slander or breach of confidentiality.
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Retaliation – Coverage for claims that an employee was unfairly penalized for reporting misconduct.
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Negligent Evaluation or Promotion Decisions – Helps cover claims involving unfair workplace treatment or bias.
These coverages extend to legal defense costs, settlements, and judgments, even when claims are unfounded.