Long Term Care
As life expectancy increases, the need for long term care planning becomes more important than ever. Long term care insurance helps protect your savings, your family, and your independence by covering the cost of extended care that traditional health insurance or Medicare may not provide. Whether care is needed at home, in an assisted living facility, or in a nursing home, this coverage ensures that your comfort and quality of life remain protected.
Typical Risk Scenarios We Help Solve
Riemer Insurance assists clients in preparing for some of life’s most challenging transitions. We help families protect their savings when a loved one requires extended care, guide individuals who wish to remain in their homes as they age, and support retirees who want to ensure that future care needs do not become a financial burden to their children. Our advisors bring clarity and compassion to each conversation, helping you choose coverage that balances security, flexibility, and peace of mind.
Why Choose Riemer?
At Riemer Insurance, we believe long term care planning is an act of love and foresight. With more than forty years of experience protecting families, we understand the emotional and financial impact that extended care can bring. Our advisors take the time to learn your goals, lifestyle, and family circumstances, then craft a plan that preserves independence and dignity. Backed by trusted national carriers and a commitment to personal service, we make sure you are prepared for tomorrow’s needs while protecting what you have built today.
Our Business is Protecting Yours — and the life you’ve worked hard to create.
Who We Cover
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Individuals and couples planning for retirement or later life
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Families seeking to protect assets and reduce financial burden
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Professionals and business owners looking for comprehensive personal protection
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Caregivers or family members who want to plan proactively for loved ones
Core Coverages
Our long term care policies are designed to help you maintain control of your care and financial future:
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Home health care – coverage for in home nursing, therapy, and personal assistance
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Assisted living facilities – expenses for residential care that supports daily living
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Nursing home care – coverage for skilled or extended care services
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Adult day care and respite care – flexible options to relieve family caregivers
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Care coordination services – professional guidance to help manage care plans and providers
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Inflation protection options – benefits that grow with the cost of care over time
