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Builder’s Risk provides coverage for physical damage to the insured structure during the course of construction. Coverage is also extended to construction materials at the job site that will become a permanent part of the structure. The builder’s risk policy will pay for damages up to the coverage limit. The limit must accurately reflect the total completed value of the structure (all materials and labor costs, but not including land value). The construction budget is the best source for determining the appropriate limit of insurance.
The policy will provide coverage for damage done to the insured structure from a wide variety of events. Damage from the following events will be covered by most policies:
If you are interested in your Builders Risk Insurance options from Riemer Insurance Group, please provide us with your contact information and a member of our team will contact you shortly.