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Many people wonder if they really need a separate insurance policy for jewelry or fine arts collections. The simple answer is yes. Most homeowner’s insurance policies impose a limit on the dollar amount and type of loss that may be recovered. A valuable items policy will not have these restrictions and will protect your most valuable assets in the event of loss by a theft, an accident, or a natural disaster.
A typical policy can cover items such as:
If you own an item of value that is not in the list mentioned above, contact an insurance agent to determine if the item is eligible for coverage. The experienced insurance agents at the Riemer Insurance Group can answer any questions you may have about insuring jewelry and fine art. Please, provide us with your contact information and a member of our tem will contact you shortly.