What is a Claim? Claim[kleym]noun1.An insurance Claim is a policyholder’s request to an insurance company for restitution based on the terms of the insurance Policy. The insurance company, through an Adjuster, investigates the validity of the Claim and pays the policyholder. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Forecast Life is as unpredictable as the weather. We’d love to help you prepare. Did You Know This Fact About Roof Safety? A roof harness is essential if you're up on the roof making repairs. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.