Umbrella
Even the most careful individuals can face unexpected events that lead to costly claims or lawsuits. Umbrella insurance provides an additional layer of protection beyond your home, auto, or watercraft policies helping safeguard your assets, income, and future. With Riemer Insurance, you can rest assured that you are covered when life takes an unpredictable turn.
Typical Risk Scenarios We Help Solve
Riemer Insurance helps clients manage the financial impact of serious or unexpected liability claims. We assist when accidents result in injuries that exceed auto or homeowners policy limits, when guests are injured on your property, or when legal actions arise from volunteer or social activities. Our advisors also support families with teenagers or domestic staff, ensuring coverage extends to every member of the household.
Why Choose Riemer?
At Riemer Insurance, we believe peace of mind should never have a limit. For more than forty years, we have helped individuals and families protect their wealth and lifestyles through carefully crafted personal insurance solutions. Our advisors take a proactive approach, identifying gaps in existing coverage and recommending umbrella protection that aligns with your personal and financial goals. Backed by trusted national carriers and a reputation for exceptional service, Riemer delivers comprehensive coverage that helps you stay protected when it matters most.
Who We Cover
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Homeowners, renters, and condo owners seeking added liability protection
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Families with multiple properties, vehicles, or recreational assets
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Professionals, executives, and business owners with significant personal exposure
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Individuals who frequently entertain guests, volunteer, or travel
Core Coverages
Our umbrella policies are designed to provide broad and flexible protection that extends beyond standard insurance limits:
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Excess liability coverage – additional protection above your auto, homeowners, or watercraft policies
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Legal defense costs – coverage for attorney fees and court expenses related to covered claims
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Personal injury protection – coverage for claims of defamation, libel, or slander
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Worldwide coverage – protection for covered incidents that occur anywhere you travel
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Rental property liability – additional coverage for landlords and property owners
