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Real Estate Insurance

Built to Protect Contractors

At Riemer Insurance Group, we understand that owning or managing commercial property comes with complex risks—from natural disasters and tenant liabilities to regulatory requirements and day-to-day operations. That’s why we design comprehensive insurance programs tailored specifically for property owners, managers, and investors.

Our master policy approach consolidates multiple coverages under one plan, reducing cost and administrative burden while ensuring that every aspect of your property portfolio is protected. This not only safeguards your investment, but also gives you a competitive edge when marketing your services to tenants and property owners.

Office Building

Property Insurance

Comprehensive protection for buildings, fixtures, and business property against common risks like fire, severe weather, vandalism, and other covered perils. Helps ensure your investment remains secure no matter what comes your way.

Business Income

Provides replacement income if a covered event forces you to close or scale back operations. This coverage keeps cash flow steady so you can pay employees, cover expenses, and continue operations during recovery.

Commercial General Liability

Essential coverage for third-party risks such as slip-and-fall accidents, tenant claims, or lawsuits alleging property damage or bodily injury. Helps safeguard your reputation and financial stability.

Premises & Operations

Protects against claims arising from accidents, injuries, or damages that occur on your property or during day-to-day operations, helping you stay prepared for the unexpected.

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Personal & Advertising Injury

Defends against claims of libel, slander, copyright infringement, or other advertising-related exposures. Provides peace of mind when promoting your business and services.

Employee Benefit Liability

Covers errors or omissions in the administration of employee benefits, such as health or retirement plans. Helps protect your business from costly disputes and compliance-related claims.

Pollution Liability (Including Mold Clean-Up)

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Provides protection against environmental risks, including claims related to hazardous materials, mold, and pollutants. Helps cover costly clean-up efforts and liability exposures.

Business Automobile

Covers company-owned or leased vehicles, protecting against accidents, property damage, or liability claims while on the road. Essential for businesses with fleets or employees driving for work.

Umbrella & Excess Liability

Adds extra layers of protection above your standard policies, giving you higher limits for catastrophic claims and ensuring your business is not left exposed.

Professional & Directors & Officers Liability

Protects property managers, executives, and decision-makers against claims related to mismanagement, errors in judgment, or breach of duty. Critical coverage for leaders and boards.

Workers’ Compensation

Statutory protection that covers medical expenses, lost wages, and rehabilitation for employees injured on the job. Provides compliance with state laws while protecting your workforce.

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Terrorism & Crime Coverage

Shields your business from losses related to acts of terrorism, theft, fraud, and other criminal activities, addressing modern risks that can disrupt operations.

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Let’s Find the Right Coverage for You

Quick. Easy. No obligation. Fill out the form below and a member of our team will be in touch with coverage options tailored to your needs.

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