Hotel Insurance
Running a hotel, resort, or bed & breakfast means more than providing a place to stay—it’s about creating memorable guest experiences while managing the many risks that come with the hospitality industry. From property damage to guest liability, employee issues, and cyber threats, your business needs comprehensive protection to keep operations running smoothly.
At Riemer Insurance Group, we specialize in designing tailored insurance programs for hotels, motels, resorts, boutique inns, and bed & breakfasts. Our goal is to give you peace of mind so you can focus on what matters most: serving your guests.
Property Insurance
Protects your building, furnishings, equipment, and guest property from fire, flood, vandalism, theft, and other covered perils.
Business Interruption & Extra Expense
Replaces lost income and covers additional expenses if you’re forced to close or scale back operations due to a covered loss.
General Liability
Coverage for guest slip-and-fall incidents, pool or fitness accidents, and other third-party liability claims.
Guest Property Liability
Protects against claims for loss, theft, or damage to guest belongings while staying at your property.
Employee Dishonesty & Crime Coverage
Safeguards against theft, fraud, or losses caused by employees.
Food & Liquor Liability
Coverage for foodborne illness claims or liabilities related to serving alcohol at restaurants, lounges, or events.
Workers’ Compensation
Covers medical expenses, lost wages, and rehabilitation for employees injured on the job.
Umbrella & Excess Liability
Additional coverage beyond standard limits to protect against catastrophic claims.
Cyber Liability
Protection for risks like guest data breaches, ransomware, or hacking of reservation systems.
