Professional Liability Insurance
Mistakes happen—even the most experienced professionals aren’t immune. From overlooked details to errors in judgment, your business could face costly claims if a client believes your work caused them financial harm.
That’s where Professional Liability Insurance (also known as Errors & Omissions Insurance) comes in. This coverage is designed to protect your business from claims of negligence, mistakes, or failure to deliver professional services. It covers not only potential settlements but also the legal defense costs that can add up quickly.
Unlike Commercial General Liability, which covers bodily injury and property damage, Professional Liability Insurance specifically addresses risks tied to professional services and advice. If you provide expertise, consulting, or specialized services, this coverage is essential to protecting your reputation and your bottom line.
Errors & Omissions Protection
Covers claims of negligence, mistakes, or oversights in the services you provide—even if the claim has no merit.
Legal Defense & Court Costs
Includes attorney fees, court expenses, and settlement costs up to policy limits, so you’re not paying out of pocket.
Independent Contractors & Employees
Client Disputes
Protection if a client claims financial loss due to delays, misrepresentation, or professional errors.
Industry Versatility
Available for a wide range of industries including consultants, financial advisors, architects, engineers, IT professionals, healthcare providers, and more.
Extends protection to cover the mistakes of employees and contractors acting on behalf of your business.
