Transportation Insurance
Whether you’re an independent owner-operator, a leased driver, or managing an entire fleet, you face unique risks every time your trucks hit the road. At Riemer Insurance Group, we provide tailored trucking insurance solutions that keep you legal, protected, and confident on the road.
From liability and cargo to equipment and occupational coverage, our programs are built to safeguard your business, your drivers, and your livelihood.
Primary Liability & Bobtail Coverage
Meets federal and state requirements while protecting you against damages or injuries caused by your truck, even when you’re driving without a trailer.
Physical Damage
Covers repair or replacement costs for your truck and trailer if damaged by collision, fire, theft, or vandalism.
Cargo Insurance
Protects the goods you transport, whether it’s refrigerated products, livestock, or general freight, against damage, spoilage, or loss.
General Liability
Coverage for accidents or property damage that happen during trucking operations but are not directly related to driving (e.g., at loading docks or yards).
Garage & Garagekeepers Policies
Broker Contingent Liability
Protects freight brokers from liability in the event a carrier’s policy does not fully cover a loss.
Covers shops and facilities where trucks are repaired, stored, or serviced.
Equipment Floaters
Provides coverage for specialized tools, tarps, chains, and other mobile equipment essential to operations.
Occupational Accident Coverage
Alternative to workers’ compensation for independent contractors, covering medical expenses, disability, and accidental death benefits.
Personal Auto Insurance
Protection for personal-use vehicles owned by drivers or fleet owners outside of commercial trucking operations.
