Financial Institutions Insurance
At Riemer Insurance Group, we understand that banks, insurance companies, and financial service providers face unique risks that go beyond traditional property and liability coverage. From regulatory compliance and cyber threats to employee liability and loan portfolios, protecting your institution requires a specialized insurance program.
That’s why we design comprehensive coverage solutions tailored for financial institutions—including community banks, commercial banks, credit unions, insurance companies, and premium finance companies. Our programs address everything from property and liability risks to complex exposures tied to financial products and digital operations.
Liability Coverage
General Liability
Flexible per occurrence and aggregate limits of liability to protect against claims from accidents or third-party injuries.
Umbrella Liability
Adds higher limits of coverage above your existing policies, safeguarding against catastrophic claims.
Coverage for Repossessed Property
Liability protection for repossessed assets while they are managed or stored by your institution.
Speciality Coverage
Mortgage Impairment & Mortgage E&O
Protection against errors, omissions, or impairment in mortgage loan processes.
Collateral Protection & Forced Placed Coverage
Covers losses on financed property when the borrower does not maintain adequate insurance, including flood.
Secured Creditor Impaired Property Policy
Protects lenders from losses when collateral property is damaged or impaired.
Financial Products & Professional Liability
Directors & Officers (D&O) Liability
Covers directors and executives against claims of mismanagement, breach of duty, or negligence.
Financial Institution Bonds
Protects against employee dishonesty, fraud, or theft of assets.
Pension Trust & Fiduciary Liability
Safeguards fiduciaries against claims of errors or breaches in the management of employee benefit and pension plans.
Bankers Professional Liability
Protection for errors, omissions, or negligence in providing professional financial services.
Employment Practices Liability
Covers claims such as wrongful termination, harassment, or discrimination brought by employees.
Cyber & Digital Liability
Internet Professional Liability
Covers errors or liabilities tied to financial services provided through digital platforms.
Internet & Network Security Liability
Protection against third-party claims from data breaches, hacking, or system failures.
Cyber Extortion
Coverage for losses resulting from ransomware or digital extortion demands.
Web Content Liability
Protection for claims related to online content published by your institution.
Protect Your Institution Today
From physical branches and repossessed assets to cyber liability and executive protection, we help financial institutions reduce risk and gain confidence in their coverage.
