Jewelry & Fine Arts Insurance
Do You Really Need Separate Coverage?
Many people wonder if a separate insurance policy for jewelry or fine arts collections is truly necessary. The simple answer is yes. Most homeowner’s policies place strict limits on both the dollar amount and the types of losses they will cover. That means your most valuable possessions may not be fully protected.
A Valuable Items Policy eliminates these restrictions, helping safeguard your cherished assets in the event of theft, accidental damage, or natural disaster.
What’s Typically Covered?
A typical policy can be tailored to cover items such as:
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Cameras and related equipment
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China and crystal
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Rare and current coins
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Firearms
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Furs
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Golf equipment
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Jewelry
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Musical instruments
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Personal computers
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Rare and current stamps
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Silverware
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Fine art collections (paintings, etchings, sculptures, oriental rugs, statuary, rare books, manuscripts, and other historically significant items)
If you own an item of value that is not listed here, speak with one of our insurance specialists — chances are, it can be covered.
Why Choose Riemer Insurance Group?
Our experienced agents understand that your jewelry, fine art, and collectibles are more than investments — they are priceless, often irreplaceable pieces of your life story. At Riemer Insurance Group, we partner with top carriers to provide:
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Agreed Value Coverage (no depreciation)
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Worldwide Protection (coverage that follows your valuables)
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Automatic Coverage for newly acquired items
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Restoration & Repair benefits for partial losses
