Home Insurance
Protecting the Place You Call Home
Your house is more than just four walls — it’s the center of your family, your memories, and your future. At Riemer Insurance Group, we know how important it is to make sure your home is properly protected against life’s unexpected events. That’s why we offer customized homeowners insurance solutions designed to safeguard one of your most valuable assets.
What Does a Homeowners Policy Cover?
In Florida, a standard homeowners insurance policy typically includes:
-
Dwelling Coverage – Protection for the structure of your home itself.
-
Other Structures – Coverage for sheds, fences, detached garages, and similar structures.
-
Personal Property – Insurance for the belongings inside your home, from furniture to electronics.
-
Loss of Use – Also called Additional Living Expense, this helps cover the cost of temporary housing if your home becomes uninhabitable due to a covered loss.
Protection Against Common Risks
Homeowners insurance can also provide coverage against a wide range of potential threats, including:
-
Fire and smoke damage
-
Windstorms and hurricanes
-
Theft and vandalism
-
Flood and water damage (with available add-on coverage)
Why Choose Riemer Insurance Group?
Every home is different — and so is every family. Our team takes the time to understand your needs and design a policy that provides the right protection for your property, lifestyle, and budget. With access to leading carriers, we make sure you have options that bring confidence and peace of mind.
