Boat and Yacht
Owning a vessel is about freedom, adventure, and the joy of open water—but it also comes with responsibility. Riemer Insurance Group offers comprehensive insurance solutions for boat and yacht owners, providing peace of mind from dock to deep sea. Whether you cruise for leisure or voyage across oceans, we deliver tailored coverage that protects your vessel, passengers, and lifestyle.
Typical Risk Scenarios We Help Solve
Storm or hurricane damage at the marina, theft or fire onboard, collision with another vessel, guest injury, or equipment failure offshore—Riemer ensures your coverage responds quickly to protect your vessel, passengers, and financial investment.
Why Choose Riemer?
At Riemer, we understand that your vessel is both a luxury and an investment. We partner with top marine insurers to craft policies that reflect the way you sail—accounting for vessel type, navigational range, and crew needs. Our team ensures every detail is considered, from marina contracts to foreign registry requirements.
We also integrate your marine coverage into your broader personal insurance portfolio—aligning with your homeowners, auto, and umbrella policies for seamless protection on land and sea. Whether you own a center console or a motor yacht, Riemer delivers trusted protection with concierge-level service and claims support that moves as fast as you do.
Who We Cover
Riemer provides customized marine insurance solutions for:
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Yacht owners and luxury vessel operators
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Sailboat and powerboat owners
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Coastal and offshore cruisers
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Liveaboard and seasonal boaters
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Collectors and owners of classic or custom-built vessels
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Private captains and crewed yachts
Core Coverages
Our marine insurance programs are designed to protect your vessel and everyone aboard, covering both navigational and personal risks. Coverage can include:
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Hull & Machinery Coverage – Protects against physical damage to your vessel from collision, grounding, fire, theft, or storm
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Liability Coverage (P&I) – Covers injury or property damage to passengers, guests, or third parties
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Agreed Value Protection – Ensures full, predetermined value reimbursement in the event of a total loss—no depreciation
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Towing & Assistance – Coverage for emergency towing, salvage, or recovery operations
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Personal Effects & Equipment – Includes coverage for gear, furnishings, and valuables kept aboard
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Crew & Guest Medical Coverage – Medical expense and liability protection for passengers and crew
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Pollution & Environmental Liability – Compliance protection for accidental fuel spills or environmental damage
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Uninsured Boater Coverage – Protection against damages caused by uninsured or underinsured operators
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Navigation Territory Extensions – Expanded coverage for U.S. coastal waters, Caribbean routes, or international voyages
