Cyber Liability
In today’s connected world, personal information is as valuable as property. From identity theft and financial fraud to cyberstalking and data breaches, digital threats can strike anyone—often with costly and stressful consequences. Riemer Insurance Group offers comprehensive Personal Cyber Liability Insurance designed to protect individuals and families from the growing risks of online crime, privacy breaches, and digital extortion.
Typical Risk Scenarios We Help Solve
A hacker steals funds through a phishing email, a child’s social media account is impersonated, ransomware locks your home computer, or personal information from your devices is exposed online—Riemer ensures your coverage responds quickly to contain the breach, recover your losses, and restore your identity.
Why Choose Riemer?
At Riemer, we understand that your digital life deserves the same level of protection as your physical assets. We partner with leading carriers that specialize in personal cyber insurance for high-net-worth households, providing access to advanced monitoring tools, expert incident response teams, and identity recovery services.
Our advisors help you identify vulnerabilities across your personal devices, email, and financial systems—and build coverage that integrates seamlessly with your Homeowners, Umbrella, and Collections policies. Whether you’re a frequent traveler, business owner, or parent, Riemer ensures your privacy and finances are secure in an increasingly digital world.
Who We Cover
Riemer provides cyber liability protection for:
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Individuals and families seeking digital security and identity protection
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Executives, public figures, and high-net-worth households at higher risk of cybercrime
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Frequent travelers and remote workers using multiple connected devices
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Parents concerned about children’s online safety and social media exposure
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Clients with smart homes, IoT devices, or connected security systems
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Anyone who shops, banks, or manages personal data online
Core Coverages
Our personal cyber programs provide financial reimbursement, identity restoration, and crisis support in the event of a cyberattack or online breach. Coverage can include:
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Cybercrime & Fraud Coverage – Reimburses funds lost due to phishing, spoofing, wire transfer fraud, or unauthorized transactions
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Identity Theft & Restoration – Covers legal, administrative, and professional costs to restore your identity and credit
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Cyber Extortion (Ransomware) – Provides response support and reimbursement for extortion demands and recovery expenses
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Data Breach Response – Covers costs to investigate, contain, and notify affected parties after a personal data compromise
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Online Harassment & Cyberbullying – Assistance with legal, counseling, and crisis management costs for affected family members
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Social Engineering & Impersonation – Protects against scams targeting family members, household staff, or personal assistants
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Smart Home System Compromise – Coverage for security or device breaches that lead to physical damage or data loss
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Reputation Management – Covers professional public relations or online monitoring services to restore your digital reputation